How does SmartSwipe really work?Did you know that your sensitive information is actually not scrambled until you hit 'submit', even on the most secure sites? What actually happens is the information travels through your computer to your encryption provider, where it is scrambled and then sent to the merchant. This is where the problems can occur, if you have any kind of malicious software on your machine, it will intercept your credit card information before it is encrypted! Now, enter SmartSwipe - your credit card information is encrypted (scrambled) as you swipe your card through the device. Therefore, it is already encrypted when it reaches your computer, so if you have anything malicious on your computer, hackers will not be able to get any useful information. Click here to see an independent review for yourself How does the merchant unscramble the information on their end?We transfer information to the merchant in the exact same format that they expect it - in fact, they would have no way of knowing that you used SmartSwipe to pay for your order. The secret is, SmartSwipe, moves the encryption (scrambling) process from your computer to a secure hardware device. The same process occurs, it just occurs in a secure hardware device. The benefit of this is your credit card information is already encrypted before it even reaches your computer, but online shops do not have to change anything in order to be used with SmartSwipe. Do I have to pay an annual fee?No you don't! Once you buy SmartSwipe, the device is yours and you will continue to receive software updates as they become available. Your device and software will not become obsolete. Does the device save any information?/If someone steals my SmartSwipe, will they have all my credit card information?No. The device itself does not store any of your information, so if someone steals your device, they will not be able to access any of your credit card information, or a history of your credit card transactions. I thought that anti-virus software would protect me from threats like these?Yes, Anti-virus software performs some very valuable functions – and combining it with SmartSwipe provides the ultimate online protection. The challenge is anti-virus software by nature is reactive - a hacker releases a malicious piece of software, and security researchers must find it and reverse engineer it, then release a patch so that their anti-virus product can guard against it. To make it even more complex, cyber criminals constantly change their attack which leaves anti-virus companies constantly trying to keep up. With strong, up-to-date anti-virus/anti-malware coupled with Smartswipe you can now shop on line with peace of mind. |